Disclaimer: This is an unofficial calculator for estimation purposes only. Pension rules are complex and subject to change. Always verify amounts with the official Pension Sanctioning Authority / Treasury Office.
Note on Gratuity Limit: This calculator uses a maximum gratuity limit of Rs. 25 Lakhs by default. Verify this limit against official Government Orders (standard limit may be Rs. 20 Lakhs).
Enter your Date of Joining Service and Date of Retirement.
Input your Last Drawn Basic Pay and select the DA Rate at retirement.
Provide your Age on Next Birthday after retirement and the Current DR Rate.
Choose whether to commute a portion of your pension (default is 40%).
Select the gratuity limit (default is Rs. 25 Lakhs).
Click Calculate Pension to see your estimated pension, gratuity, and more.
Calculation Results:
Qualifying Service:
Pension Calculation
Basic Monthly Pension (Full):
Amount of Pension Commuted (%):
Commutation Factor (Age ):
Lump Sum Commutation Amount Payable:
Reduced Monthly Pension (After Commutation):
Monthly Dearness Relief (DR) Amount (@ % on Full Pension):
Total Monthly Pension Payable (After Commutation):
Gratuity Calculation
Retirement Gratuity Payable:
Service Gratuity Payable (For <10 Years Service):
Max gratuity limit applied: Rs. . Please verify officially.
GPF Information
Your General Provident Fund (GPF) final payment amount is calculated separately based on your account statement. Please refer to official GPF documents.